There are many things to consider in identifying the right home or investment loan. Many amongst us focus on rate however there are other important factors to think about:


 

Things to consider

  • Basic vs Professional Package. Will an offset account save me money?
  • Variable vs Fixed or a combination of both?
  • Do I want to make extra repayments?
  • Principal & Interest vs Interest Only 

 PROPERTY INVESTMENT

Whether looking to buy your first investment property or restructure your portfolio we can help. 

 BUYING YOUR NEXT HOME

Let’s explore different outcomes around sale and purchase dates and devise some strategies accordingly.

REFINANCING

Fed up with your existing lender or want to compare notes. Give us a call.

DEBT CONSOLIDATION

Don’t waste money on expensive short term debts when you have equity in property. 

RENOVATIONS & IMPROVEMENT

Structural or non-structural we have a solution. Let’s run some numbers on current equity and potential uplift.

LAND & CONSTRUCTION

Building your dream home or investing in a future revenue stream. We have specialists in the construction space.

FIRST HOME BUYER

Have your deposit ready or want to map out an action plan. We can help.

FAMILY GUARANTEES

Have a kind parent or relative. Perhaps you can get into the property market sooner than you thought.

BRIDGING LOAN

There are certain variables in life we cannot always control. We have various solutions available to suit your needs.

 

SMSF

Not seeing much growth via your existing fund or established SMSF share portfolio. Investment in residential property can be an attractive alternative.